Did you know that mortgage insurance can allow you to purchase your first home with a down payment of only 5%? It’s enough to have you dreaming of housewarming parties! With the rising cost of home ownership showing no signs of slowing down anytime soon, you might easily imagine that access to property ownership is…
In Canada, winter is synonymous with snowy landscapes, cold-weather sports… And soaring electricity bills. What if you could make changes to your house, or plan the construction of your next home to reduce the amount of energy you consume? From little fixes to major work, here’s how you can make your house more eco-friendly, increase…
You won’t get rich renting out your cottage. But renting can help you balance out the cost of your investment. Here are some guidelines to follow and pitfalls to avoid to maximize the profitability of your cottage. Invest where it pays Both the demand for cottage rentals and the number of online rental platforms have…
Adèle Manseau | Desjardins Group You’re getting ready to make the biggest purchase of your life and you’ve got a lot on your mind. There are so many questions–should you insure your mortgage? Is it really necessary? What’s the best way to go? According to Étienne Martel-Octeau, a Desjardins specialist on loan insurance, those are…
Summer is short, and we all want to make the most of it by maximizing the time we spend outside – ideally in a beautiful outdoor space we’ve carefully cultivated to give us just the right mix of zest and Zen. From the plants in your garden to backyard décor, here are a few pro…
Purchasing real estate is one of the biggest investments one can make in their lifetime, which is why it is so important to fully understand the associated legal implications. Can an offer to purchase be cancelled? What is a latent defect? A defect of consent? Interview with Martin Janson, real estate lawyer at Janson, Larente,…
Gone are the days when putting a “for sale” sign on the front lawn and holding a few open houses would be enough to sell a house. Information technology is changing how real estate is marketed. Here’s a look at the current trends. We knew this already, but it’s more true now than ever: social…
Jean-François Binette | Desjardins Group Are you a minimalist? A tiny house might be right up your alley! What is a tiny house? The tiny house movement is enjoying certain popularity in North America these days, where unlike the rest of the world, smaller houses aren’t usually the norm. Although the size of tiny houses…
Federal Minister of Finance, Bill Morneau, announced in October 2016 a series of measures to stabilize the real estate market. Here’s the breakdown. Alexandre and his wife purchased their first property one minute to midnight, 48 hours before the new federal mortgage measures entered into force on October 17. “We were really happy to not…
Is it a good idea to invest in a multi-family rental property? We spoke with Rosanna D’Alessio, National Bank mortgage development manager, about what to consider before taking the plunge. What are the first things you should ask yourself before buying rental property? First of all, will you live there or not? From a fiscal…
