4 myths about loan insurance for your mortgage

Adèle Manseau | Desjardins Group You’re getting ready to make the biggest purchase of your life and you’ve got a lot on your mind. There are so many questions–should you insure your mortgage? Is it really necessary? What’s the best way to go? According to Étienne Martel-Octeau, a Desjardins specialist on loan insurance, those are…

Mortgages: 3 myths that deter first-time buyers

Marie-Christine Daignault | Desjardins Group Thinking of buying your first home but worried about making such a big commitment? We address 3 concerns shared by first-time buyers.  Young people can’t afford to buy a house anymore.  When the Government of Canada tightened mortgage requirements last fall, it was all over the news. House prices have evened…

The Next “Big” Thing in Real Estate?

Jean-François Binette | Desjardins Group Are you a minimalist? A tiny house might be right up your alley! What is a tiny house? The tiny house movement is enjoying certain popularity in North America these days, where unlike the rest of the world, smaller houses aren’t usually the norm. Although the size of tiny houses…

Getting the most from your rewards program

Adèle Manseau | Desjardins Group So you’ve chosen a credit card with a rewards program that has what you’re looking for. Great! But are you sure you’re getting the most out of it?  Here are five ways to get the most from your rewards program. 1- Get to know your program We all know that the…

Getting a handle on your finances

France Michaud | Desjardins Group “Life is a lot like a game of chance. It often comes down to a roll of the dice, and sometimes you end up right back at the beginning with nothing to show for all your trouble. When we meet with people seeking assistance, we’re well aware that it could…

Residential rental property – a good investment?

Is it a good idea to invest in a multi-family rental property? We spoke with Rosanna D’Alessio, National Bank mortgage development manager, about what to consider before taking the plunge. What are the first things you should ask yourself before buying rental property? First of all, will you live there or not? From a fiscal…