Your first mortgage: have you thought of everything?

Yann Fortier for Desjardins  Are you about to make one of the biggest transactions of your life? Congratulations! Your next step? Get a mortgage. Here are some things you’ll need to do before thinking about decor. Whether you’re buying a home, condo or cottage, Desjardins advisor Patrick Champagne has some exercises for you to make…

Buying your first home thanks to mortgage insurance

Did you know that mortgage insurance can allow you to purchase your first home with a down payment of only 5%? It’s enough to have you dreaming of housewarming parties! With the rising cost of home ownership showing no signs of slowing down anytime soon, you might easily imagine that access to property ownership is…

3 tips for creating more space–no renovations required

Adèle Manseau | Desjardins Group At some point, we all find ourselves with a shortage of storage space, even when our homes aren’t crammed with furniture and decor. Before taking on huge renovations, why not first recreate your living space?  Create illusion There’s nothing like a strategically placed mirror to make a room look bigger.…

3 things to consider before renewing your mortgage

Marie-Christine Daignault | Desjardins group  Everyone wants to get the best mortgage financing offer. Does that mean getting the lowest rate, the longest term or the smallest payment? The best strategy for one person isn’t necessarily right for another.  Mortgage renewal is the perfect time to reorganize your finances based on your life goals. Your…

4 myths about loan insurance for your mortgage

Adèle Manseau | Desjardins Group You’re getting ready to make the biggest purchase of your life and you’ve got a lot on your mind. There are so many questions–should you insure your mortgage? Is it really necessary? What’s the best way to go? According to Étienne Martel-Octeau, a Desjardins specialist on loan insurance, those are…